Bankruptcy Filing
You are planning to file bankruptcy, except the lawyers want $900 to $2,500 before they file the paperwork for you.
Yes, bankruptcy can be complicated, but in most cases, you do not need an attorney to file.
WetCrow.com makes filing bankruptcy, as easy as filing a tax return, speaking of, make sure your returns are up to date, within 2-3 weeks of filing bankruptcy.
Most people file 2 types of bankruptcy. Chapter 7 or 13.
Chapter 7 is a complete wipe out of your debt. If you own a home, filing chapter 7, rarely lets you keep your home. This is used many times by people who do not have any income for some time and do not expect to be gainfully employed any time soon.
Capter 13 is a bankruptcy petition where you have an income, but need to crunch down the debt and possibly keep your home. In some cases, the court will crunch down your mortgage and let you keep your home, so long as you can pay the mortgage, reduced or otherwise. You also need to be able to pay off a certain percentage of your debt, based on the Trustees findings, over a certain period of time. If you cannot do os, your bankruptcy, can be converted to a chapter 7 bankruptcy and all assets, except exempted ones, are liquidated to pa off some of your debt and all remaining debt, except student loans, federal obligations, and peanlties and fines, are discharged.
We cannot provide legal advice, but if you do your research or have spoken with a bankruptcy attorney, we can prepare the bankruptcy petition paperwork for you (chapter 7 or 13).
Our professionals are paralegals, many of whom have spent years working for bankruptcy attorneys and can properly prepare the paperwork for you.
Our fees do not include the filing fees, but don't worry. Our professionals will fill out a request for the court to waive your filing fees. In the event they dny the request, you can request the fee to be broken into 3-4 monthly payments, while your case proceeds through the system.
Once you file, creditors will be barred from futher collection activity. The phone calls will stop and you can focus on getting your finances, back on track.
Get started today. You will be relieved that you probbly saved over $1,500 on average by using our valuable service.